As homeownership fee drops to 63.4%, lowest since 1967, Bankrate reviews that just about half of non-homeowners say their monetary state of affairs stands of their method of buying a house. The explanations are that 29% of respondents say they’ll’t afford a down cost and 16% of respondents say that their credit score isn’t adequate to qualify for a mortgage. “Hispanics have been the ethnic group more than likely to report that their credit score is holding them again from homeownership, whereas the most-cited purpose amongst blacks and whites was they simply don’t need to personal a house but.” (bankrate.com)